Keeping a credit card for 10+ years can help your credit score, shape your spending habits, and even change rewards over time ...

Keeping a credit card open for a decade or longer quietly reshapes your credit profile, your day to day money habits, and ...

A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Although we may not think of credit cards as a gender equality issue today, it wasn’t until 1974 that women were allowed to apply for and own a credit card in their name. In this article, we’ll take a ...

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...

Your credit score is influenced by the variety of credit products you hold. This balance between secured credit, such as home or car loans, and unsecured credit, such as credit cards and personal ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Find my match Take a Financial Relief Quiz. Get matched with an Authorized Partner. A poor credit score can make it difficult to ...

Dear Liz: After reading about people being “credit invisible,” I’m wondering if I should have a credit card to build a payment history. I’m 67 and on Social Security. I thought having a guaranteed ...

Q. I have a nephew who has never been good at managing money. He pays for everything in cash. Now he realizes that it’s important to establish a credit rating. I have heard of something where you can ...