Do you have more than a quarter-million dollars in your bank account? If not, you’re among the majority of Americans whose deposits are fully insured by the federal government.

House Financial Services Committee Chair Patrick McHenry, R-N.C., said Tuesday that it was "unlikely" that deposit insurance reform passes in the current Congress and that talks on deposit insurance ...

Good times or bad, it is vital for investors to hold cash reserves. Federal deposit insurance provides an extra layer of comfort, so it is vital for CPA advisors to know the rules and be able to ...

Banking has changed significantly since 2006, when the FDIC last updated its regulation on the official sign and advertising statement. Consumers are increasingly relying on internet and mobile ...

Discover FDIC coverage for business accounts, including types insured and coverage limits, ensuring your deposits are ...

Journal Editorial Report: The week’s best and worst from Kate Bachelder Odell, Kyle Peterson, Allysia Finley and Dan Henninger. Images: AP/AFP/Getty Images Composite: Mark Kelly Following the collapse ...

The banking crisis of 1933 is arguably the worst US financial crisis since the Federal Reserve’s founding. Crisis management required extraordinary measures, including blanket deposit guarantees, ...

Proposals are now circulating in Washington to increase deposit insurance limits radically, including the bill from Sens. Bill Hagerty (R-TN) and Angela Alsobrooks (D-MD) to boost coverage from ...

The experts said that the odds were tiny that the housing market could crash; that the federal housing agencies Fannie Mae and Freddie Mac would never need a bailout; that mortgage-backed securities ...

The flow of deposits to less stable banks threatens the soundness of the entire financial system. According to a group of economists at the World Bank and International Monetary Fund, “Deposit ...