Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

AARP: Best for older applicants. Country Financial: Best for policy choice. Ladder: Best for flexible term life insurance. Lemonade: Best for long terms. Lincoln Financial: Best for convertible term ...

Many life insurers require applicants to undergo a medical exam before offering coverage because health is a significant factor in life expectancy. However, some policyholders may prefer to skip the ...

The life insurance medical exam is part of many insurers’ underwriting processes to evaluate the risk of insuring you. The medical exam can be done at your home or office and typically takes ...

No-exam life insurance lets you apply for coverage without undergoing a physical exam. This can make it a faster and more convenient option, especially for people with pre-existing conditions who ...

According to the Associated Press, MLB commissioner Rob Manfred said the league is prepared to produce and distribute the ...

Term life insurance expiring? Discover ways to extend, convert, or renew your policy for ongoing coverage. Ensure financial ...

Many life insurance policies require a medical exam, but no-medical-exam life insurance is becoming easier to find. Simplified issue, guaranteed acceptance and group life insurance policies typically ...

Most life insurance policies require you to get checked out by a medical professional so your provider can determine what sort of risk you post. But if you have a preexisting medical condition you're ...

Nowadays, the insurance market is varied and there are many types of life insurance available. Clients can purchase a policy that will help their families cover important expenses in the eventuality ...

Age directly impacts life insurance premiums. Learn why buying younger saves money and how actuarial tables play a role in ...