Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you're unable to work due to a chronic illness or injury. People in trade work ...

The vast majority of Americans worry over their financial security, yet a large share of them take a pass on long term disability insurance that would protect their income if they became disabled due ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

Unum Life Insurance Co. of America properly denied long-term disability benefits to a ship pilot with symptoms related to ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

There are a lot of important decisions to make leading up to retirement. Not only do you need to decide which investments and savings goals align with your financial plan, but you also need to make ...