Credit reports show how you manage your credit accounts, including payment history and current balances. However, not all creditors report to every credit bureau. This means your reports may look ...

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA.

Your bank app may let you check your credit score for free. But how is that different from your credit report? They are both measures of your financial health, but your score is a three-digit number ...