What’s the difference between term, whole, and universal life insurance, and how do you know which one fits your ...

Your best choice depends on your budget, time frame and investing needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited ...

What is the right type of life insurance for your client? This seems to be a harmless question, but it’s one that drives agents mad. The typical answer is “it depends.” And this drives customers mad ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Many term life policies let you switch to permanent coverage, like whole life or universal life, without undergoing a medical exam. Your conversion window won’t stay open forever, so grab your policy ...

What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, ...

Principal, Pacific Life and Symetra are the top life insurance companies in our evaluation. These companies scored well for ...

Age directly impacts life insurance premiums. Learn why buying younger saves money and how actuarial tables play a role in ...