Discover how CDs work, offering secure savings with fixed interest rates. Learn about terms, early withdrawal penalties, and how they compare to other accounts.

Learn how to shop around, match terms, and earn higher than average APYs. Here's how to make more out of your CD investments ...

Discover how annual percentage yield (APY) impacts your CD investments and learn to compare rates for maximizing returns, with tips on calculating and understanding APY.

The Federal Reserve has yet to make a move on rates this year. But with market watchers suggesting as many as two cuts by the end of 2025, banks and credit unions have already started reducing their ...

CDs offer safety and predictability, while the S&P 500 gives you better long-term growth. Here's what really happens when you ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

If you’re looking for a safe, fixed-return option to grow your retirement savings, an IRA certificate of deposit (CD) can be ...

CD rates could influence your decision, but it's also critical to consider when you may need to access your funds.

Interest earnings on a CD account of this size can still be significant, and it won't take too long to earn, either.

Issues with lingering inflation have forced the Federal Reserve to keep interest rates high overall for the last couple of years. That has been a good thing for savers, as it has resulted in increased ...

CBS News: Gregory Harmon, assistant professor at Weatherhead School of Management, noted the Federal Reserve's elevated interest rates have made borrowing more expensive but benefited savers, ...

Certificates of deposit (CDs) are a popular "set-it-and-forget-it" way to earn interest with almost zero risk. Today, you can lock in a 14-month CD and earn a guaranteed 4.25% APY -- not bad in ...