Both stock market gains and consistent contributions helped to drive this increase in average balances. For example, Fidelity reported that the employee contribution rate to 401 (k) plans in 2025 was ...

Being denied access to your own investment accounts is many a saver's nightmare, and many users of these two platforms are dealing with it right now.

Wages are indeed rising, though perhaps not at the pace implied. According to the Bureau of Labor Statistics, Americans’ ...

Record numbers of Americans are crossing the seven‑figure mark in their retirement plans, even as millions of workers ...

Retirement accounts in the United States have never looked better on paper, yet the gains are not being shared evenly. A record wave of 401(k) millionaires signals how powerful long term investing can ...

Peter Gratton, Ph.D., is a New Orleans-based editor and professor with over 20 years of experience in investing, risk management, and public policy. Peter began covering markets at Multex (Reuters) ...

Here's how to decide what to do with your 401(k) after leaving your job, including leaving it where it is, rolling it into an ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Losing a parent can be a tough blow. The grief alone can ...

Does cryptocurrency belong in your 401 (k)? It's a question more employers, retirement-plan sponsors and seasoned investors are wrestling with now that Washington has signaled openness to crypto and ...

Fidelity Investments has introduced a new policy restricting financial advisors’ ability to access or manage clients’ 401(k) accounts directly. The change affects thousands of independent advisors who ...

In 2026, IRA limits are rising. Savers under 50 will be able to contribute up to $7,500, and those 50 and over will get an $1,100 catch-up, up from $1,000 in 2025. So, the total amount savers 50 and ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).