In the NFL, winning your division is often a sign that you can win the Super Bowl. Consider this: Of the last 14 Super Bowl champions, only one did not win its division in the regular season — Tom ...

Discover how fragmentation in business can cut costs and increase profits. Learn its types, benefits, and drawbacks, and how it affects different industries.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an experienced financial consultant. She has ...