IRA FAQs - Distributions (withdrawals) Distributions while still working Can I take money from my traditional IRA, or my SEP or SIMPLE IRA, while I am still working? You can take distributions …

Find out about required minimum distributions on your retirement plan under Internal Revenue Code sections 401 (a) (9), 408 (a) (6) and 408 (b) (3) and how much and when to withdraw.

Review the required minimum distribution rules for certain retirement plans, including traditional IRAs, SEP IRAs, SIMPLE IRAs and 401 (k) plans.

If your traditional IRA is an individual retirement annuity, special rules apply to figuring the required minimum distribution. For more information on rules for annuities, see Regulations …

Are the basic investment rules different for SEPs and SIMPLE IRA plans? The basic investment vehicle for each of these plans is an IRA, and the investment restrictions apply equally to all …

Nov 16, 2025 · Required minimum distributions for IRA beneficiaries COVID-19 relief for retirement plans and IRAs Information on this page may be affected by coronavirus relief for …

Aug 26, 2025 · Retirement topics - Beneficiary Beneficiaries of retirement plan and IRA accounts after the death of the account owner are subject to required minimum distribution (RMD) rules. …

Dec 31, 2023 · * Retirement plans: The 10% additional tax generally applies to early distributions from qualified plans, 403 (a) or (b) annuity plans and traditional IRAs, including IRAs that are …

Aug 26, 2025 · Required minimum distribution worksheets COVID-19 relief for retirement plans and IRAs Information on this page may be affected by coronavirus relief for retirement plans …

SECURE 2.0 relief effective for qualified individuals affected by major disaster occurring after January 26, 2021. Expanded distribution, favorable tax treatment for qualified disaster …